All use cases
Chris
Use case

Chris · Freelancer, no group plan

Chris is a freelancer with no group coverage. ionava beats an expensive ACA plan—it costs less and covers more of his real needs.

The story

Priced out of traditional insurance

As a freelancer, Chris doesn't have an employer subsidizing his premiums. His current plan costs $15,852/yr with a high deductible he'd rarely hit. Instead, he chooses ionava.

It gives him the catastrophic protection he actually worries about, while letting him keep and grow the money he'd otherwise lose to premiums.

The math

Today vs. with ionava

Today
$0
saved for health

Every dollar goes to premiums for coverage he hopes to never use.

  • High monthly premiums drain his budget
  • High deductibles mean he still pays out of pocket
  • No return on investment if he stays healthy
With ionava
100%
control of his money

ionava is his financial safety net that grows over time.

  • Lower monthly cost than traditional insurance
  • Money grows and is available for wellness spending
  • Catastrophic protection is still there if needed

Why ionava works for Chris

ionava gives Chris the catastrophic protection he needs without the exorbitant premiums of traditional insurance. It's a smarter way to allocate his health budget as a freelancer.

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