
Chris · Freelancer, no group plan
Chris is a freelancer with no group coverage. ionava beats an expensive ACA plan—it costs less and covers more of his real needs.
Priced out of traditional insurance
As a freelancer, Chris doesn't have an employer subsidizing his premiums. His current plan costs $15,852/yr with a high deductible he'd rarely hit. Instead, he chooses ionava.
It gives him the catastrophic protection he actually worries about, while letting him keep and grow the money he'd otherwise lose to premiums.
Today vs. with ionava
Every dollar goes to premiums for coverage he hopes to never use.
- High monthly premiums drain his budget
- High deductibles mean he still pays out of pocket
- No return on investment if he stays healthy
ionava is his financial safety net that grows over time.
- Lower monthly cost than traditional insurance
- Money grows and is available for wellness spending
- Catastrophic protection is still there if needed
Why ionava works for Chris
ionava gives Chris the catastrophic protection he needs without the exorbitant premiums of traditional insurance. It's a smarter way to allocate his health budget as a freelancer.
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